Break your project into predictable monthly payments.
Check rates in under 2 minutes
Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
Loans typically fund in 1-5 days**
If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
Fixed monthly payments
Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.
No prepayment penalties!
You can pay off the loan early with no additional fees.
“Hearth helps homeowners make smart financial decisions about their renovations. We show homeowners how to craft an accurate budget for their remodels. When appropriate, we connect homeowners to financing options.”
How to get financed
Contact us for a free basement or foundation inspection. We’ll provide you with quote for your project. Next, we can give you with access to Hearth or help walk you through the process.
Fill out the digital loan form. This process will not affect your credit score. Then review your available payment options.
Finalize & Verify
Finalize your application and verify your income with a lending partner.
If approved, get funded from your lender. Then contact us to schedule your basement or foundation project .
Rates with Hearth
Installment loans have predictable monthly payments, and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.
*For each self-reported credit score range, pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request.
**For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum APRs for the 65% of pre-qualified users
with minimum APRs between the 10th and 75th percentiles.
***For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33.
Free Inspection | Contact Us
1826 S Main St Suite 5
Akron, OH 44301